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39w609 Lori Lane, Elgin, IL 60124.
Nestled on a picturesque half-acre wooded lot, this beautifully maintained brick ranch offers the perfect blend of privacy, charm, and convenience. Step inside to find warm wood flooring, a cozy fireplace, and a stunning bay window that fills the living room with natural light. The updated kitchen is both stylish and functional, ideal for everyday living and entertaining. The finished walkout basement expands your living space with a large family room, bath, and an additional bedroom plus plenty of storage. Enjoy the outdoors year-round from the screened-in porch, patios and an elevated deck overlooking the serene, tree-lined backyard-your own private retreat. Additional highlights include a heated 22x11 detached outbuilding with overhead door-perfect for a workshop, hobby space, home office, or she shed/man cave. Major updates include a new roof and A/C (2025), new stove (2026) and kitchen and flooring updated in the past 5 years. Walkout basement has the potential for multi-generational living. All of this in a quiet, country-like setting just minutes from Randall Road shopping, dining, golf courses, and nearby forest preserves. Highly sought-after District 301 schools!
MLS ID: 12643472
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39w609 Lori Lane, Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,158 | $2,649 | $2,780 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,915 | $3,604 | $3,537 |